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A Real Community Bank ClubŪ Account
Financial Benefits
No Minimum Balance Required
Regardless of the minimum balance each month, your regular
checking account will not receive any additional service charge. You
pay the same amount every month.
Distinctive Personalized Checks
Checks will be provided to you designating you as A Real
Community Bank ClubŪ member.
Safe Deposit Box Discount
Will be issued to you which is good for a 25% annual discount to
apply to the rental price of any size safe deposit box depending
upon availability.
Traveler's Checks
Traveling? Get your travelers checks from us. There is no issue
charge for traveler's checks to A Real Community Bank ClubŪ members.
Some restrictions apply.
Money Orders And Cashiers Checks
When you need a bank money order or a cashier's check, just ask
us. We'll issue up to 10 per month at no charge if you're a member
of A Real Community Bank ClubŪ.
Photocopies
As a member of A Real Community Bank ClubŪ, you are entitled to
make up to 25 copies of your personal papers.
24 Hour Banking
Banking made easy with your ATM card...24 hours a day, 7 days a
week, 365 days a year. As a member of A Real Community Bank ClubŪ,
there are no fees for withdrawals on premise. Belgrade State Bank
will not charge for withdrawals off premise (the ATM you are using
off premise may still charge fees).
$5.00 Stop Payment Discount
Receive one $5.00 discount on your stop payment orders monthly.
Automatic Funds Transfer
You save money by authorizing us to transfer funds each months
from your checking to savings or arrange for loan payments to be
automatically deducted from your A Real Community Bank ClubŪ.
Security Benefits
$10,000 Accidental Death & Dismemberment Insurance
Is provided immediately at no additional charge. Coverage is
reduced 50% at age 70. If joint account, total coverage is divided
evenly. You may elect additional coverage - see application.
Living Family Journal
Create peace of mind from the convenience of your personal
computer. Easily organize, record, and document personal, medical,
and financial information with your LifeSteps Living Family Journal
for a minimal fee. This service is offered exclusively to customers
with the A Real Community Bank ClubŪ account. Ask for more details.
Identity Watch
Help protect what you value most - your identity. As a A Real
Community Bank ClubŪ account member, enrolling in the Identity Watch
program provides you with a copy of your credit report, ongoing
credit monitoring and comprehensive victim assistance benefits.
Identity Watch is an easy way to protect yourself against on of the
fastest growing crimes.
Travel Benefits
Hotel & Motel Discounts
Your membership entitles you to save up to 50% on each night of
your stay at thousands of hotels and motels across America and
abroad. Restaurant discounts available within many of these
facilities.
$20,000 Common Carrier Insurance
You will receive $20,000 Accidental Death & Dismemberment
insurance when you travel by a licensed common carrier.
Exclusive Interest Benefits
CD Rate Coupon
As A Real Community Bank ClubŪ member, you will receive a coupon
good for a Certificate of Deposit up to $10,000 at a rate of .20%
higher than our stated rate. The one-time coupon expires one year
from opening your A Real Community Bank ClubŪ, and some restriction
apply. Ask for details.
Health Benefits
Prescription Drug Discounts
Through a nationally recognized prescription drug program, you
will receive the best price available on your prescription at your
local participating pharmacy.
Save up to 60% On Hearing Instruments
We have made arrangements with a hearing service for fantastic
discounts on hearing instruments. You can save up to 60% off the
normal retail cost of hearing instruments on top brand name
manufacturers.
Prescription Eyewear Discounts
You receive guaranteed lowest prices on eyewear at thousands of
locations nationwide plus 30 day satisfaction guarantee. You also
have access to a network of ophthalmologists in selected markets
providing members a 10% to 60% discount on qualified procedures.
Lending & Overdraft Privileges
Sweep Overdraft Protection
If you have other accounts at the institution, you can arrange to
have an automated transfer of funds from one account to another to
prevent insufficient check occurrences. Save the cost of those
expensive NSF fees! Ask us for more details.
$50 Discount On Mortgage Closing Costs
When you finance at home with us you'll receive $50 off your
regular loan closing costs. |
