Privacy Policy

What Does Belgrade State Bank Do with Your Personal Information?

Rev. Date 12/2020

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number and checking account information
  • Payment history and account balances
  • Credit history and credit scores
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Belgrade State Bank chooses to share, and whether you can limit this sharing.
Reasons We Can Share Your Personal Information Does Belgrade State Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		 Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes –
information about your transactions and experiences		 Yes No
For our affiliates' everyday business purposes –
information about your creditworthiness		 Yes Yes
For our affiliates to market to you Yes Yes
For our non-affiliates to market to you No We Do Not Share
Questions? Call 573-438-5200 and ask for the Compliance Department
Who We Are
Who is providing this notice? Belgrade State Bank
What We Do
How does Belgrade State Bank protect my information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Belgrade State Bank collect my information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Use your credit or debit card or provide account information
  • Make deposits or withdrawals from your account
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • Belgrade Financial Services
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies.
  • Belgrade State Bank does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you.
  • Belgrade State Bank does jointly market.