Find the best interest rate for your long-term investment
The interest rates on accounts may be changed at any time at our discretion. Fees may reduce earnings. APY = Annual Percentage Yield.
Interest rates and Annual Percentage Yield effective as of January 29, 2024
Checking Accounts
| Account | Min. Opening Deposit | Min. Balance to Obtain APY | APY |
|---|---|---|---|
| Gold Owl Checking | $50.00 | N/A | 0.05% |
| BSB Club Checking | $50.00 | N/A | 0.05% |
| Business Checking with Interest | $50.00 | N/A | 0.05% |
| Premium Checking Account |
$1000.00 | $1,000 - $2,499.99 | 0.05% |
| Premium Checking Account |
$1000.00 | $2,500+ | 0.05% |
| Freedom Account |
$50.00 | Up to $2,499 | 0.10% |
| Freedom Account |
$50.00 | $2,500+ | 0.25% |
The balance to earn the rate is the Average Daily Balance, as applicable
Savings Accounts
| Account | Min. Opening Deposit | APY |
|---|---|---|
| Statement Savings | $50.00 | 0.10% |
| Cool Owl Kids Club | $1.00 | 0.20% |
| Christmas Club | $1.00 | *0.25% |
IRA (Individual Retirement Accounts)
| Term | Interest Rate | APY |
|---|---|---|
| 12 months | 4.04% | 4.10% |
Minimum opening deposit $100.00
IRAs are automatically renewable. Penalty for early withdrawal
IRAs are automatically renewable. Penalty for early withdrawal
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