| ATMs | FEE |
|---|---|
| BSB ATMs | Free |
| Foreign ATMs | $1 |
| BSB ATM (non-customer) | $3 |
| CASHIER'S CHECKS | FEE |
|---|---|
| Cashier's Checks | $5 |
| CHECK CASHING SERVICES | FEE |
|---|---|
| Non-Customer | 2.5% of Check Total w/Min. $5.00 |
| CLIENT SERVICES | FEE |
|---|---|
| Account Balance Inquiry Per Night Owl or Online Banking | FREE |
| Account Balance Inquiry Per 6 phone calls | $2 |
| Balance checkbook (per/hr.) | $25 |
| Research (per/hr.) | $25 |
| Telephone Transfer | $2 |
| DEBIT CARDS | FEE |
|---|---|
| First Instant Debit Card on Account | FREE |
| Lost Card | $3 |
| Instant/Custom Card | $5 - $10 |
| DEPOSIT ITEM RETURN | FEE |
|---|---|
| Deposit Item Return | $6 |
| DORMANT ACCOUNT - CHECKING/SAVINGS | FEE |
|---|---|
| Inactive account for 1 year with less than $500 balance/month | $5 |
| Inactive account Cool Owl Kid's Club Account for 1 year with less than $25 balance/month | $5 |
| GARNISHMENTS OR LEVIES | FEE |
|---|---|
| Garnishments or levies fee | $100 |
| MONEY ORDERS | FEE |
|---|---|
| Money orders | $3 |
| OVERDRAFT ITEM CHARGE | FEE |
|---|---|
| *Overdraft fee | $29.50 |
| PAPER STATEMENT FEE | FEE |
|---|---|
| Paper statement fee | $5 |
| INSUFFICIENT FUNDS CHARGE | FEE |
|---|---|
| Per item returned | $29.50 |
| SAFE DEPOSIT BOXES - ANNUAL RENT | FEE |
|---|---|
| 3"x5" | $18 |
| 5"x5" | $30 |
| 3"x10" | $42 |
| 5"x10" | $46 |
| 10"x10" | $96 |
| Key Deposit | $12 |
| Billing Statement | $2.50 |
| Lock Drilling | $100 |
| Late Payment Per Month | $5 |
| STOP PAYMENT | FEE |
|---|---|
| Payment Fee | $29.50 |
| WIRE TRANSFERS | FEE |
|---|---|
| Domestic Incoming | $12 |
| Domestic Outgoing | $18 |
*A fee of $29.50 will be imposed for each overdrawn item created by check, in-person withdrawals, or automatic payments, with no maximum overdraft fee per day. (ATM Withdrawals or everyday debit card transactions are included if the client requests/opts-in). Payment of your overdraft is discretionary and we reserve the right not to pay.
We may charge a fee each time a debit item (check or draft, in-person withdrawals, or other electronic means) is submitted or resubmitted for payment; therefore you may be assessed more than one fee as a result of a returned item and resubmission of the returned item. For example, you write a check from your account with us. If the check is returned for insufficient funds, we may charge you an Insufficient Funds Charge. The same check is then re-presented to us for payment, and the check is returned for insufficient funds. We may charge you an Insufficient Funds Charge the second time the check is presented for payment and returned for Insufficient Funds.